If an accident occurs, a person must first file a claim with his or her own auto insurance company for PIP benefits and other benefits. Massachusetts drivers are required to maintain a minimum amount of auto insurance coverage in case of a car accident. 90, Section 34M, which deals specifically with personal injury protection, or PIP. Massachusetts is a “no fault” state pursuant to Mass. In no-fault states like Massachusetts, individuals involved in car crashes can’t pursue injury claims in court until certain conditions are met. In “fault” states, drivers can take one another to court for compensation regardless of the severity of their losses. Generally speaking, “no-fault” auto insurance laws require every driver to file a claim with his or her own insurance company after an accident. Damage to someone else’s property: $5,000 per accident.Bodily injury caused by an uninsured auto: $20,000 per person, $40,000 per accident.PIP benefits include medical expenses and lost wages. Personal injury protection, also known as PIP: $8,000 per person, per accident.Bodily injury to others: $20,000 per person, $40,000 per accident.Massachusetts requires drivers to have the following minimum car insurance coverage in order to operate a motor vehicle: Auto Insurance Coverage Requirements in MassachusettsĬar insurance requirements differ from state to state. Because we handle cases on a contingency basis, you won’t be charged any legal fees unless we’re able to recover money for you. Our office provides free and confidential legal consultations. That’s why our lawyers provide legal advice and action tailored to the specific facts of your car accident. Analyze long-term financial needs or medical care.Īll motor vehicle accidents are unique.Communicate with all involved insurance companies.Obtain compensation for any lost wages.Here’s a quick look at some of things we’ll do: This report can be very useful if you later need to prove what happened, such as when filing an insurance claim or taking part in a lawsuit. The officer who responds can make a police report, which is a record of what happened at the scene of the accident. It is a good idea to call the police after any car accident. Whatever your state’s rules, you always have the option of calling the police after a car accident, even if you aren’t required to do so. Some states require you to call the police after any accident, while others only require a call to 911 if the accident results in significant injuries or property damage. Whether you have to call the police after a minor car accident depends on your state. Seeking advice from an experienced personal injury attorney allows you to navigate the negotiation process confidently, increasing your odds of settling your claim for all it is worth. If you accept and sign settlement paperwork, you might unknowingly be settling for significantly less than your claim is worth. Insurance companies often hope to pay as little money as possible and may offer you a settlement soon after your accident. Though settlement is a convenient option, it’s often best to avoid accepting an insurance company’s first offer without consulting with a lawyer first. An insurance company may refuse to make a satisfactory offer if they disagree with something you are claiming, such as the severity of your injuries or which party was at fault. Most claims arising from car accidents never reach the courtroom instead, most of these cases end when the parties reach a settlement agreement, conveniently resolving the issue out of court. ![]() Going to court for a personal injury claim caused by a car accident is rare and only necessary if the insurance company you are suing refuses to settle on reasonable terms. ![]() We will advise you on the steps to take to make sure you receive the compensation and justice you deserve. ![]() Our personal injury attorneys will answer your questions and conduct a thorough investigation to identify all parties potentially liable for your injuries and determine what your case is worth. Do I have any recourse?įirst, the car accident lawyers in Boston at the Jeffrey Glassman Injury Lawyers will analyze the facts of your case. The at-fault driver’s insurer is blaming the accident on me and refusing to pay my claim.Can the employer be held liable for my injuries? The at-fault driver was working when the accident occurred.The other driver’s insurance company has offered to settle my case.Is my insurance company obligated to pay for someone else’s negligence?.Can I file a lawsuit against the person responsible?.If you’ve been in a car accident, you probably have a number of questions spinning around in your head: We can Help You Pursue Your Car Accident Claim
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